Brex Card
No personal guarantee, built for startups
4.5
Editor rating · out of 5
Best for: Funded startups & online-only LLCs with cash in the bank
Brex is the rare business card that approves you without touching personal credit. Best if your LLC already has cash in the bank.
Pros and cons
Pros
- +No personal guarantee, no credit check
- +Underwrites based on cash balance
- +Built-in expense management & receipt automation
- +Daily auto-pay so you can't carry a balance
Cons
- −Requires a business bank account with meaningful balance (~$50k+)
- −No float
Key details
Annual fee
$0
Personal guarantee
Not required
Credit check
None
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